You notice that a car door has slammed into yours when you exit the grocery store. Or maybe you came home from work to find someone had sideswiped you and fled. How would you react? In any case, you weren’t present when the accident happened, so you wouldn’t have known who to contact for the insurance money.
Following are some things you should do if this happens to you. You will need to have your car repaired right away, so you must move as soon as possible.
- Get in touch with authorities
Report the incident to the authorities first. Ensure they are familiar with the main facts of the situation and that the other side is not present. You’ll get a report about what happened on the spot. You’ll need a copy of that report to submit a claim to your insurance company.
- Contact the driver
If the driver of the other car leaves a note with his or her contact information, call them right away. Learn what happened so you can contact their insurance company. Give their insurance information to your insurance provider and to the authorities if they left you with a note. You will have to file a claim with your insurance provider if they didn’t leave a note.
- Make notes and take pictures
Take photos of any damages you find to your vehicle from every angle. If you are in a parking lot or on a roadway, you can take close-ups or broader images to show the car’s location. Snap pictures of local landmarks and street signs. Also, be sure to make notes about what you saw, including how you discovered the damage and the time of day you believe the accident occurred.
You should speak to any witnesses to the collision and get their contact information so that they may provide information to your insurance company later.
You should always take your own photos and notes because the insurance claims adjuster will come out later to take their own photos and notes.
- Get in touch with your insurance company.
Informing your insurance company of the accident is the next step. It is imperative that you do this as soon as possible so that you remember the details. As a result, you can recount the events as fully as possible. Immediately notify your own insurance company, as well as the insurance company of the other driver. Be as detailed as possible.
- Schedule an autobody repair appointment.
It can take a long time to receive a check from the insurance provider, as many of us know. A decision could take weeks or months to be made depending on the results of the investigation. Repairing your automobile shouldn’t take so long. By scraping and denting your car, you can introduce rust to the body. A repair or replacement of the damaged panels must be done as soon as possible.
You may be able to get a rental car while yours is being repaired by your insurance company. Repairs may have to be paid for out-of-pocket, then refunded when your check arrives.
Bill’s Auto Body understands how frustrating the insurance claim process can be. We strive to make the process of getting your automobile repaired as simple as possible so you can get back to living your life. Our insurance claim processing services help restore your car to its “Pre-Loss” condition. We charge market-competitive and industry-standard rates to ensure that your car is repaired accurately and on time. Please allow us to assist you in navigating the complex world of insurance claims so that your claim can be processed as quickly as possible.
The place to go is Bill’s Auto Body. If you are looking for a reputable auto body repair business in Forest Lake, Bill’s Auto Body follows all OEM procedures. If your car has recently been struck while parked, make an appointment with our staff. Don’t delay!
